Bank7 Corp. (BSVN) · Oct 15, 2026 · Earnings

Bank7 earnings narrowly miss as Century merger clears hurdles

Miss — Diluted EPS $1.06 vs ~$1.07 consensus

Bank7’s Q3 earnings came in just below consensus, while regulatory and shareholder approvals put its Century acquisition on track for November 1.

Bank7 is a highly capitalized commercial bank serving business owners across Oklahoma, Texas and Kansas while expanding its Southwest footprint through acquisitions; the Century deal is its planned entry into New Mexico. Published Q3 EPS estimates clustered around $1.07, leaving the reported $1.06 diluted EPS just below expectations.

The quarter was operationally solid, but not a clean earnings beat. Net income rose to $10.20 million from $8.35 million in Q2, while pre-provision pre-tax earnings increased to $13.62 million from $11.02 million. That improvement came despite a weaker year-over-year comparison: Q3 net income fell from $10.84 million to $10.20 million and diluted EPS declined from $1.13 to $1.06. (Statements of Comprehensive Income)

Metric	Q3 2026	Comparison / expectation
Diluted EPS	$1.06	~$1.07 consensus
Net income	$10.20M	$8.35M in Q2
Pre-provision pre-tax earnings	$13.62M	$11.02M in Q2
Total assets	$2.01B	$1.91B in Q2
Total loans	$1.63B	$1.60B in Q2
Net interest margin	4.77%	5.07% in Q3 2025
Total deposits	$1.72B	$1.70B at December 31, 2025

The core banking engine is holding up, though margins remain under pressure. Loans grew 2.22% sequentially and total interest income rose 3.25%, while interest expense declined year over year as deposit costs fell. But reported net interest margin was 4.77%, down from 5.07% a year earlier, and noninterest income dropped sharply year over year to $1.07 million from $2.21 million. (Net Interest Margin; Statements of Comprehensive Income)

The acquisition story advanced from announced to nearly executable. Century Financial shareholders approved the merger and all regulatory approvals are in hand, with closing expected November 1, 2026. The transaction is still the main strategic catalyst: it would add roughly $1.2 billion of deposits, extend Bank7 into New Mexico and create a combined company of about $3.3 billion in assets. 〔0〕 The direction was already public since the September 17 announcement, so the new information is execution progress rather than a surprise.

Capital and credit quality leave room to absorb the expansion. Consolidated Tier 1 leverage, Tier 1 risk-based capital and total risk-based capital ratios were 14.12%, 15.17% and 16.30%, respectively, while nonperforming assets were 0.45% of total loans and net charge-offs were 4 basis points. 〔1〕 Those figures support the funding capacity for the deal, although the promised 25%+ EPS accretion remains a forward-looking transaction assumption rather than a realized result. (Q3 Overview; Bank7 Corp. Performance Ratios)

Bottom line: This was a narrow earnings miss wrapped in a largely constructive operating quarter. The bigger business change is that the already-announced Century expansion has cleared its final approval hurdles and is now approaching closing.

What to watch next

Century merger closing, November 1, 2026

Original filing on SEC EDGAR

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AllSight · BlackBerry Q2 FY27

Revenue $163.3M vs ~$144M expected; adjusted basic EPS $0.07 vs ~$0.04 consensus — a real upside surprise.Income statement
QNX revenue +27% to $80.3M; segment EBITDA $29.0M from $20.5M. “Record performance… core automotive.”Segment — QNX
Licensing jumped to $22.1M from $6.6M — it amplified the beat, but it's less recurring than QNX, so the quality sits in QNX.Segment — Licensing
FY27 guide lifted to $616–636M rev / $141–158M EBITDA, above the prior $594–621M / $119–139M framework.Guidance
QNX growth, margins, cash and a raised outlook all beat. But licensing amplified it and Secure Comms is flat — net retention 91% from 93%.Segment — Secure Comms

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Events/ANDE/8-K · Earnings

8-K · Item 2.02 · Earnings

The Andersons — a record Renewables quarter that beat profit expectations

Filed Aug 3, 2026ANDE · NASDAQ

AllSight readBeatPriced in▲ 1.8% since filed · reaction agrees

adj. EPS $2.15 vs ~$1.48 consensus

This filing tests whether The Andersons' sharp profit increase reflects broad operating improvement or a one-off renewable-fuels boost. It also separates strong adjusted earnings and cash generation from the quarter's legal and impairment charges.

The quarter was substantially stronger than both last year and the published earnings expectation. Adjusted EPS reached $2.15, versus $0.24 a year earlier and above the published consensus of about $1.48; reported EPS was $1.65. Adjusted EBITDA more than doubled to $140 million, while sales slipped modestly — the improvement came from margins and operating performance rather than higher revenue. Financial Highlights · Statements of Operations

Q2 ($M, exc. per-share)	Q2 2026	Q2 2025	YoY
Sales & merchandising revenue	3,097.7	3,135.9	−1%
Net income (attributable)	56.6	7.9	+48.7
Diluted EPS	1.65	0.23	+1.42
Adjusted EPS	2.15	0.24	+1.91
Adjusted EBITDA	140.3	65.2	+75.1
Agribusiness adj. pretax	20.3	16.8	+3.5
Renewables adj. pretax	88.4	9.6	+78.8
Cash from operations	487.9	299.3	+188.6
Cash from ops (pre-WC)	112.9	42.9	+70.1

Renewables drove nearly all of the upside — the operating backdrop was strong, but the result also benefited materially from tax credits. Renewables' adjusted pretax income rose to $88 million on record production, stronger ethanol margins and merchandising gains. It also received $24 million of 45Z producer tax credits, so this was not solely a repeatable plant-margin improvement; the company did cite healthy export and domestic ethanol demand as supportive. Renewables — Record Q2 · Segment Data

Agribusiness improved, but it was a supporting contributor rather than the main earnings engine. Adjusted pretax income increased to $20 million as fertilizer margins improved and merchandising benefited from commodity-price volatility, despite lower fertilizer volumes. Agribusiness — Improved Q2 · Segment Data

Cash generation improved and funding capacity is comfortable, while reported earnings still absorbed meaningful non-core costs. Operating cash flow was $488 million ($113 million before working-capital changes); capital spending was $76 million. Adjusted EPS excludes $0.50 of legal-settlement, impairment and transaction items, so the $2.15 adjusted result runs ahead of the $1.65 reported. Leverage stays below the <2.5× debt-to-EBITDA target; no new quantified full-year outlook was given. Cash & Liquidity · Adjusted Net Income

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Bank7 earnings narrowly miss as Century merger clears hurdles

What to watch next

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