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Enova International, Inc. (ENVA)

Enova International, Inc. (ENVA) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

Enova International, Inc. (ENVA) stock — financials & valuation

Key numbers for Enova International, Inc. (ENVA): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 66/100 — a percentile rank of Enova International, Inc.’s fundamentals against Finance & Real Estate peers, weakest on financial health. A quality ranking, not a price prediction.

Market cap$4.3B
P / E12.0×
P / S1.3×
EV / EBITDA10.6×
Gross margin100.0%
Operating margin24.5%
Net margin10.5%
Return on equity23.7%
ROIC10.0%
Revenue growth20.3%
Debt / equity3.4×
Dividend yield0.0%

Is Enova International, Inc. overvalued? P/E looks overvalued vs its 5-year range; P/S looks overvalued vs its 5-year range; EV/EBITDA looks overvalued vs its 5-year range; P/B looks overvalued vs its 5-year range.

Independent of the events above — derived from Enova International, Inc.’s own financial statements and shown as context, never as advice.

Sep 25, 2026$500M securitization
Enova raises $500M for OnDeck lending, expanding funding capacity at 6.22%
Sep 17, 2026$535M facility extended
Enova extends Headway funding to 2029 as facility capacity shrinks
Sep 15, 2026$500M securitization
Enova lines up $500M OnDeck securitization as credit losses improve
Sep 14, 2026Bank application withdrawn
Enova abandons Grasshopper bank applications as growth guidance holds and buybacks accelerate
Sep 9, 2026$500M proposed securitization
Enova proposes $500M OnDeck securitization, but terms and closing remain unsettled
Aug 21, 2026Debt issued
Enova closes $301M NetCredit securitization; no parent guarantee
Aug 14, 2026$300M facility expanded
Enova just made NetCredit funding bigger, longer and cheaper
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