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MBGL · Services-Business Services, NEC · 8-K · Item 2.02 · Aug 7, 2026

Revenue missed estimates as costs crushed GAAP profit; EBITDA held up

Mobility Global Inc. (MBGL) — AllSight decodes this SEC 8-K in plain English, versus what the market expected.

The quarter was roughly in line operationally, but below expectations on reported earnings. Published estimates called for approximately $469.9 million of revenue, $201.6 million of EBITDA, and $60.4 million of net income; Mobility Global delivered $468 million, $202 million, and $53 million, respectively. That makes revenue a narrow miss, adjusted EBITDA a narrow beat, and GAAP net income a clear miss.

MetricQ2 2026Q2 2025ChangePublished expectation
Total revenue$468 million$439 million+7%~$469.9 million
Adjusted EBITDA$202 million$188 million+7%~$201.6 million
Adjusted EBITDA margin43%43%Flat
Net income$53 million$65 million-18%~$60.4 million
Diluted EPS$0.18$0.22-18%Implied roughly $0.19
Free cash flow$129 million$163 million-21%
Full-year revenue guidance$1.870-$1.885 billion2026 estimate ~$1.896 billion
Full-year adjusted EBITDA guidance$745-$760 million2026 estimate ~$752 million

Revenue growth remained healthy, but the mix was uneven. CARFAX grew 8% to $312 million, while the smaller B2B segment grew only 4% to $156 million; total subscription revenue rose 7%, versus 5% growth in non-subscription revenue (Financial Highlights). The result supports the core recurring-revenue model, but it does not show acceleration beyond the roughly 7% growth investors were already expecting.

The main disappointment was cost control below EBITDA. Selling and general expenses jumped 31% to $175 million, including corporate costs of $22 million versus $9 million a year earlier, while interest expense rose 75% to $7 million after the new debt structure (Income Statement; Segment results; Balance Sheet). Those pressures drove operating profit down 15% to $82 million and net income down 18% to $53 million, even though adjusted EBITDA increased 7% to $202 million (Financial Highlights). The EBITDA result therefore flatters the underlying GAAP earnings picture, with $36 million of transaction costs added back in the quarter (Non-GAAP Financial Information).

Cash generation was materially weaker, despite the new dividend. Operating cash flow fell 19% to $135 million in the quarter and 19% to $189 million for the first six months; free cash flow declined 21% to $129 million and $177 million, respectively (Cash Flow statement; Free Cash Flow reconciliation). The $0.06 quarterly dividend is a new capital-return signal, but it arrives alongside $1.981 billion of long-term debt and follows a $2.011 billion transfer to the parent company (Balance Sheet; Cash Flow statement). That makes the dividend strategically notable, not evidence that cash conversion improved.

The outlook is effectively mixed, with revenue expectations trimmed but EBITDA maintained. Full-year revenue guidance of $1.870-$1.885 billion sits below the published 2026 estimate of roughly $1.896 billion, while the $745-$760 million adjusted EBITDA range brackets an estimate near $752 million. The filing therefore preserves the profitability framework but implies less top-line upside than the market had been modeling (Outlook). The July 1 standalone launch and spin-off milestones were largely scheduled events, so they add less incremental information than the earnings and guidance details (Business Highlights).

Read the original 8-K on SEC EDGAR ↗
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