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MMS · SERVICES-BUSINESS SERVICES, NEC · 8-K · Item 2.02 · Aug 6, 2026

Narrow EPS beat overshadowed by a lowered full-year outlook

MAXIMUS, INC. (MMS) — AllSight decodes this SEC 8-K in plain English, versus what the market expected.

The quarter was essentially in line, not a meaningful beat. Adjusted diluted EPS was $2.22 versus the published consensus of approximately $2.21, while revenue of $1.279 billion was described as consistent with expectations.

MetricQ3 FY26Q3 FY25 / Expectation
Revenue$1.279B$1.348B prior year (Financial Statements)
Adjusted diluted EPS$2.22$2.16 prior year; ~$2.21 consensus
Adjusted EBITDA$192.3M$198.3M prior year
Adjusted EBITDA margin15.0%14.7% prior year
Operating cash flow$(125.0)M$(182.7)M prior year
Free cash flow$(137.0)M$(198.2)M prior year

Profitability held up better than the headline revenue decline suggests. Revenue fell from a prior-year quarter inflated by disaster-response and temporary clinical volumes, but adjusted EBITDA margin improved to 15.0% from 14.7%, and U.S. Federal Services margin rose to 18.6% from 18.1% (Segment results — U.S. Federal Services). That is a solid operational delivery, but the market was already expecting a broadly stable quarter rather than a major upside surprise.

The important new information is the guidance cut. Maximus now expects FY26 adjusted EPS of $7.90–$8.20 and adjusted EBITDA margin of approximately 13.7%, citing a temporary customer-directed modification on a major federal contract effective July 1 through December 31, 2026 (FY26 Guidance Reconciliation; U.S. Federal Services). The prior published range was approximately $8.25–$8.55, so the new outlook sits roughly $0.35 below the old midpoint and removes the central earnings upside case.

The pressure is concentrated in federal profitability, while international operations weakened sharply. Full-year U.S. Federal Services margin is now expected at 16.5%–17.0%, and Outside the U.S. produced only a 0.9% quarterly margin versus 4.0% a year earlier; management still expects that segment merely to break even for FY26 (Segment results — Outside the U.S.). U.S. Services improved to a 10.8% quarterly margin, but that progress does not offset the federal contract modification and international deterioration.

Cash conversion remains the main execution risk. Operating cash flow was negative $125 million and free cash flow negative $137 million in the quarter, with receivables rising to $1.382 billion from $898 million at September 30, 2025 (Cash Flow statement; Balance Sheet). Management points to accelerated July collections and expects year-end DSO below 70 days, but until that cash arrives, leverage has risen to 2.0x from 1.8x at March 31 while gross debt reached $1.65 billion (Liquidity and Capital Resources). Net read: a narrowly better quarter than expected, more than offset by lower earnings expectations and still-unproven cash collection timing.

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