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BTGO · FINANCE SERVICES · 8-K · Item 2.02 · Aug 12, 2026

BitGo grew revenue 80%—then lost the economics behind it

Missnew
GAAP EPS $(0.16) vs published consensus around $0.06
BITGO HOLDINGS, INC. (BTGO) — AllSight decodes this SEC 8-K in plain English, versus what the market expected.

The headline revenue growth was not the market’s main question—and profitability missed. BitGo produced $4.329 billion of Q2 revenue, up 79.6% year over year and 14.7% sequentially, but reported basic and diluted EPS of $(0.16), versus a published consensus near $0.06. No reliable published revenue consensus was available, so the clearest benchmark is the earnings miss. (Financial Highlights; Income Statement)

MetricQ2 2026Q2 2025Q1 2026
Revenue$4,329.4M$2,410.5M$3,773.6M
Adjusted EBITDA$(4.2)M$3.0M$(1.7)M
Net income (loss)$(19.0)M$38.3M$(60.7)M
EPS$(0.16)$0.33 basic / $0.28 diluted
Digital asset sales margin17 bps19 bps32 bps
Staking take rate6.0%10.0%16.1%

The core monetization engine deteriorated despite higher activity. Digital asset sales reached $4.2 billion, but the margin fell to 17 basis points from 32 basis points in Q1 and 19 basis points a year ago. Staking revenue rose sequentially, yet its take rate dropped sharply to 6.0% from 16.1% in Q1, while normalized assets staked grew only 3.0% sequentially. The filing therefore shows volume growth without corresponding pricing power. (Offering Results — Digital Asset Sales; Offering Results — Staking)

The more encouraging growth is coming from stablecoins, but it is still too small to offset the pressure. Stablecoin-as-a-Service revenue rose 148.0% year over year to $38.8 million, with an 8.0% take rate versus 7.4% in Q1. Client count increased 26.2% year over year to 5,833, and normalized assets on platform rose 31.4%. Those figures support the adoption story, but stablecoin revenue remains a small portion of the business compared with digital asset sales. (KPIs; Offering Results — Stablecoin-as-a-Service)

The cost actions are real, but they are a future offset rather than a Q2 solution. Management expects approximately $15 million of annualized cash savings from restructuring and investment-priority changes, while Q2 still generated a $4.2 million adjusted EBITDA loss and $36.2 million of operating cash burn in the first half. The balance sheet provides flexibility—$159.0 million of unrestricted cash, roughly $147.7 million of company-owned Bitcoin, and no corporate-level debt—but the filing does not provide updated earnings guidance to show when those savings will restore profitability. (Management Commentary; Adjusted EBITDA Reconciliation; Cash Flow Statement; Balance Sheet)

The CFO resignation adds execution risk to an already unfinished profitability transition. Edward Reginelli will resign as CFO and principal accounting officer effective September 15, 2026, with a successor search underway. The filing says there was no disagreement with the company, and he will remain in an advisory role, which limits the immediate disruption; nevertheless, the departure lands while margins are falling and management is restructuring costs. (Item 5.02 — Executive Change)

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