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UNITED COMMUNITY BANKS INC (UCB)

UNITED COMMUNITY BANKS INC (UCB) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

UNITED COMMUNITY BANKS INC (UCB) stock — financials & valuation

Key numbers for UNITED COMMUNITY BANKS INC (UCB): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 56/100 — a percentile rank of UNITED COMMUNITY BANKS INC’s fundamentals against Finance & Real Estate peers, weakest on management. A quality ranking, not a price prediction.

Market cap$4.1B
P / E11.0×
P / S2.6×
EV / EBITDA10.4×
Gross margin71.9%
Operating margin31.6%
Net margin24.5%
Return on equity9.9%
ROIC7.9%
Revenue growth3.2%
Debt / equity0.3×
Dividend yield3.0%

Independent of the events above — derived from UNITED COMMUNITY BANKS INC’s own financial statements and shown as context, never as advice.

Sep 8, 2026Balance-sheet reset
United Community Banks resets balance sheet, trading $2.39 TBV for lower risk
Sep 8, 2026Balance-sheet repositioning
United Community Banks takes $300M hit to reset low-yield assets
Sep 1, 2026$2.0B sale completed
UCB closes $2.0B Navitas sale, but the deal was already known
Aug 19, 2026CFO succession
United Community names Regions veteran CFO successor in orderly planned handoff
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