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Synchrony Financial (SYF)

Synchrony Financial (SYF) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

Synchrony Financial (SYF) stock — financials & valuation

Key numbers for Synchrony Financial (SYF): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 60/100 — a percentile rank of Synchrony Financial’s fundamentals against Finance & Real Estate peers, weakest on growth. A quality ranking, not a price prediction.

Market cap$23.3B
P / E6.8×
P / S1.0×
EV / EBITDA5.1×
Gross margin83.1%
Operating margin19.9%
Net margin15.2%
Return on equity20.3%
ROIC20.5%
Revenue growth0.1%
Debt / equity1.0×
Dividend yield2.2%

Is Synchrony Financial overvalued? P/E looks fair vs its 5-year range; P/S looks fair vs its 5-year range; EV/EBITDA looks fair vs its 5-year range; P/B looks fair vs its 5-year range.

Independent of the events above — derived from Synchrony Financial’s own financial statements and shown as context, never as advice.

Sep 11, 2026Credit metrics stable
Synchrony’s August credit metrics stabilize as delinquencies hold at 4.2%
Aug 14, 2026In line
Synchrony’s credit picture improves—but July brings no real surprise
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