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NBT BANCORP INC (NBTB)

NBT BANCORP INC (NBTB) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

NBT BANCORP INC (NBTB) stock — financials & valuation

Key numbers for NBT BANCORP INC (NBTB): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 63/100 — a percentile rank of NBT BANCORP INC’s fundamentals against Finance & Real Estate peers, weakest on management. A quality ranking, not a price prediction.

Market cap$2.6B
P / E12.2×
P / S2.8×
EV / EBITDA10.4×
Gross margin78.3%
Operating margin29.2%
Net margin22.6%
Return on equity11.0%
ROIC9.6%
Revenue growth14.5%
Debt / equity0.2×
Dividend yield3.0%

Is NBT BANCORP INC overvalued? P/E looks fair vs its 5-year range; P/S looks fair vs its 5-year range; EV/EBITDA looks fair vs its 5-year range; P/B looks fair vs its 5-year range.

Independent of the events above — derived from NBT BANCORP INC’s own financial statements and shown as context, never as advice.

Sep 21, 2026Independent director added
NBT Bancorp adds independent director with healthcare, real estate and bank-board experience
Sep 8, 2026No new info
NBT Bancorp discloses investor presentation with no new financial read-through
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