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Companies · LOB · State Commercial Banks

Live Oak Bancshares, Inc. (LOB)

Live Oak Bancshares, Inc. (LOB) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

Live Oak Bancshares, Inc. (LOB) stock — financials & valuation

Key numbers for Live Oak Bancshares, Inc. (LOB): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 59/100 — a percentile rank of Live Oak Bancshares, Inc.’s fundamentals against Finance & Real Estate peers, weakest on profitability. A quality ranking, not a price prediction.

Market cap$1.7B
P / E12.7×
P / S1.6×
EV / EBITDA4.6×
Gross margin56.8%
Operating margin17.2%
Net margin13.0%
Return on equity10.1%
ROIC28.5%
Revenue growth11.3%
Debt / equity0.1×
Dividend yield0.8%

Is Live Oak Bancshares, Inc. overvalued? P/E looks undervalued vs its 5-year range; P/S looks undervalued vs its 5-year range; EV/EBITDA looks undervalued vs its 5-year range; P/B looks undervalued vs its 5-year range.

Independent of the events above — derived from Live Oak Bancshares, Inc.’s own financial statements and shown as context, never as advice.

Aug 28, 2026CEO stock-sale plan
Live Oak CEO schedules 400,000-share sale, but plan limits the signal
Aug 18, 2026In line
Live Oak Bancshares keeps dividends unchanged, signaling no new capital-return shift
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