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Companies · JCAP · Short-Term Business Credit Institutions

Jefferson Capital, Inc. / DE (JCAP)

Jefferson Capital, Inc. / DE (JCAP) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

Jefferson Capital, Inc. / DE (JCAP) stock — financials & valuation

Key numbers for Jefferson Capital, Inc. / DE (JCAP): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 68/100 — a percentile rank of Jefferson Capital, Inc. / DE’s fundamentals against Finance & Real Estate peers, weakest on financial health. A quality ranking, not a price prediction.

Market cap$1.1B
P / E7.9×
P / S1.7×
EV / EBITDA8.1×
Gross margin100.0%
Operating margin45.8%
Net margin23.5%
Return on equity29.3%
ROIC13.0%
Debt / equity3.0×
Dividend yield5.5%

Independent of the events above — derived from Jefferson Capital, Inc. / DE’s own financial statements and shown as context, never as advice.

Aug 21, 2026Debt refinanced
Jefferson Capital adds $100M of 8.25% notes, mostly refinancing its revolver
Aug 18, 2026$100M new debt
Jefferson Capital prices $100M debt add-on, refinancing revolver borrowings at 8.25%
Aug 13, 2026In line
The growth headline is real—so is the margin squeeze underneath
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