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BREAD FINANCIAL HOLDINGS, INC. (BFH)

BREAD FINANCIAL HOLDINGS, INC. (BFH) stock — the fundamentals (P/E, market cap, valuation) and every material event, decoded in plain English.

BREAD FINANCIAL HOLDINGS, INC. (BFH) stock — financials & valuation

Key numbers for BREAD FINANCIAL HOLDINGS, INC. (BFH): P/E ratio, market cap, profit margins, returns, and whether the stock looks cheap or expensive versus its own 5-year range.

AllSight quality score: 69/100 — a percentile rank of BREAD FINANCIAL HOLDINGS, INC.’s fundamentals against Finance & Real Estate peers, weakest on financial health. A quality ranking, not a price prediction.

Market cap$3.7B
P / E6.6×
P / S0.7×
EV / EBITDA2.4×
Gross margin89.4%
Operating margin25.7%
Net margin11.1%
Return on equity16.8%
ROIC37.1%
Revenue growth3.5%
Debt / equity1.0×
Dividend yield1.2%

Is BREAD FINANCIAL HOLDINGS, INC. overvalued? P/E looks fair vs its 5-year range; P/S looks overvalued vs its 5-year range; EV/EBITDA looks fair vs its 5-year range; P/B looks overvalued vs its 5-year range.

Independent of the events above — derived from BREAD FINANCIAL HOLDINGS, INC.’s own financial statements and shown as context, never as advice.

Sep 15, 2026Credit metrics improved
Bread Financial grows loans 5.6% as credit losses fall to 6.40%
Sep 8, 2026Credit agreement amended
Bread Financial amends credit agreement to clear a bank reorganization path
Aug 17, 2026Credit improved
Bread’s July credit trends keep beating its own risk trajectory
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